Tuesday, October 6, 2009

Charitable contributions over own need

It's time again for the California State Employee's Charitable Campaign.  Each year state employees, such as myself, are given the opportunity to donate money to charities of their choice through monthly withdrawals on their paycheck.

I recently went to a financial planner with my mom to see if they could offer any ideas to save money.  One of the suggestions was to cancel my charitable contributions.  This isn't the first time I have heard this from someone, but I had to disagree.  I donate a little over $1,000.00 a year to a few charities that are close to my heart, which equals about $85 a month.  Especially since I am not able to offer my time to volunteer as much lately I feel this is sort of a "make-up".  I could use an extra $85 in my pay check every month, sure, but I think that by giving the money to charities that really need it, the money will go for something more important.  If I had the extra $85 I would probably spend it on eating out, concerts, or something frivilous.  And to be honest, this money has been coming out of my paycheck for so long I don't even realize it.  So, contrary to the behest of the financial adviser, the donations will continue. 

Now I just have to decide who to donate to.  So far I have:
UAN - United Animal Nations
T.E.A.M. - Teaching Everyone Animals Matter
Nor Cal Services for Deaf and Heard of Hearing
Tahoe Turning Point

I need 1 more charity.  Suggestions??  I prefer to donate to smaller local charities that don't have a lot of press or other donations.  Places like Make a Wish and the Humane Society are AWESOME organizations, but they already have a ton of donors.  So if you know of a local charity that has helped you or someone you love, please let me know!! 

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